Loan Officer at Silverbrook Mortgage LLC

Loan Officer | Atlanta, GA 25 openings

Job Description

Loan Officer

We are looking for a Loan Officer to evaluate, authorize approval or deny loan
applications for people or for business. You will act as liaison between customers
and our financial institution and you will help qualified applicants acquire loans in a
timely manner.

Skills & Experience

Skills

Proven working experience as a Loan Officer
  Familiarity with computers and banking applications/software
  Solid understanding of direct/indirect lending products and practices
  Excellent communication and interpersonal skills
  Customer satisfaction orientation and sales competencies
  Ability to work in a goal oriented environment
  BS degree in finance, economics or a related field preferred 

Experience

  

Responsibilities

  • Evaluate credit worthiness by processing loan applications and documentation within specified limits
    Interview applicants to determine financial eligibility and feasibility of granting loans
    Determine all applicable ratios and metrics and set up debt payment plans
    Communicate with clients either to request or to provide information
    Justify decisions (approvals/rejections) and report on them
    Complete loan contracts and counsel clients on policies and restrictions
    Update job knowledge on types of loans and other financial services
    Maintain and update account records
    Assess customer needs, explore all options and introduce different types of loans
    Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish quotas
    Go the “extra mile” to build trust relationships, customer loyalty and satisfaction
    throughout the underwriting process
  • Οperate in compliance with laws and regulations and adhere to lending compliance
    guidelines

This is a fulltime position